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When a promissory note is secured, the lender is given the right to take a specific piece of property, known as collateral, to act as payment for all or part of the loan if the borrower defaults on the payment. You and the lender should review these terms in the promissory note word, and make changes where necessary before sealing the deal. An excel template can help you outline the rules you feel should govern this deal.
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You and the lender should review these terms in the promissory note word, and make changes where necessary before sealing the deal.
PDF or Word format using the links provided on this page.
Finally, names of the lender, borrower, and a witness must be printed and signed followed by the date at the bottom of the document. Contained within the document is the term length, repayment method, interest rate information, default interest, etc. The parties may stipulate a rate of interest and specify how the loan will be repaid.
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